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Privacy Policy
From time to time we may email updates to subscribed users of our calculators to inform them about updates to existing calculators or the addition of new calculators. Please confirm that, if you subscribe, you would like to receive these emails by ticking the box. For information on how we use your data please read our privacy notice below.

The TFP Calculators website is owned and operated by Technical Financial Planning Limited of Unit F, Whiteacres, Cambridge Road, Whetstone, Leicestershire LE8 6ZG. TFP is the Data Controller.

This privacy policy explains how we use any information we collect about you when you use this website. By submitting your information to us, it is implied that you have given us your permission to use your information under the terms of this policy.

What information do we collect about you?
When you register to use the TFP Calculators we ask for your first and last name, your email address, the name of the company you work for and the company’s FCA number.

How will we use the information about you?
We collect this information to create a login for you and to manage your registration in the course of providing our services to you. We also use the information for our own statistical analysis regarding the use of the calculators and to help prevent the unauthorised use of the calculators.

Our lawful basis for processing your information
In accordance with the General Data Protection Regulation, we will process your information in order to provide our services to you, or where you have provided your consent to our processing your information (for one or more specific purposes), and/or to comply with our legal obligations and responsibilities.

Retention of your information
We will retain your information for as long as necessary to provide your service. Upon termination of our contract with you, we will retain your information for up to 5 years at which time we will securely delete your information from our system unless a longer retention period is required by law.

Security of your information
We take data protection and security very seriously and use all reasonable organisational, technical and administrative measures to protect your information from loss, misuse, unauthorised access or disclosure.

Disclosure to third parties
From time to time we may share your information with our website provider during the course of providing our services to you. We also use Google Analytics to evaluate your use of our website which assists us in the improvement and optimisation of the website and the services we provide. Google Analytics does not give us access to your computer or any information about you, other than the information you choose to share with us. We will not disclose your information to any other third party outside of Technical Financial Planning Limited unless required to do so by law.

Use of cookies on our website
A cookie is a small text file that is downloaded onto your computer when you visit certain websites and allows a website to recognise a user's computer. We use Cookies to help us provide you with a better service by enabling us to monitor which pages you find useful and which you do not. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. However, this may prevent you from taking full advantage of our website.

Withdrawal of your consent
If at any time you wish us to cease processing your information please get in touch with us to withdraw your consent by writing to us or emailing us per the details in the Contact paragraph below. If you have opted in to receive updates from us, we will, from time to time, email you about changes and updates to the calculators. If you no longer wish to receive these updates you may opt out at any time by following the opt-out process clearly stated in the email communications. Please note that if you do not agree to receive these updates we will be unable to inform you when we introduce new calculators, amend existing calculators or withdraw calculators from use.

Access to your Information and changing or removing your information
You have the right to request a copy of the information that we hold about you and you may also ask us to change or remove information you think is inaccurate. If you would like a copy of some or all of your information, please get in touch with us per the details in the Contact paragraph below. We want to make sure that your information is accurate and up to date and any information that is found to be incorrect or incomplete will be removed or amended promptly, subject to our legal obligations and responsibilities.

Third-party websites
Our website contains links to third-party
websites. This privacy policy only applies to this website so when you click through to other websites we recommend that you read the privacy policy of each site you visit.

Changes to our privacy policy
We keep our privacy policy under regular review and we will place any updates on this web page.

If you have a complaint, in the first instance please contact us directly per our details below so that we can resolve any problem or query. You also have the right to contact the Information Commissioner’s Office (ICO) if you have any questions about Data Protection. You can contact them using their helpline at 0303 123 113 or at

How to contact us
If you have any questions about this privacy policy or the information we hold about you, please write to us at Unit F, Whiteacres, Cambridge Road, Whetstone, Leicestershire LE8 6ZG or email us at

1.1 Please read these terms of use carefully before you start to use the TFP Calculators website. The TFP Calculators website is owned and operated by Technical Financial Planning Limited. By using the TFP Calculators website, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using the TFP Calculators website.
2.2 All calculations provided are based on TFP Calculators understanding of the information input, current legislation and HMRC practice. TFP Calculators can accept no responsibility for any loss that may occur as a result of reliance on these calculations.
2.3 You acknowledge that such information from the calculators and material may contain inaccuracies or errors and TFP Calculators expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
2.4 Actual results may vary substantially from the figures shown. All growth rates are hypothetical and are not a guarantee of the future performance of any asset, including insurance or other financial products. All inputs and rates are estimates and assumptions provided by you.
2.5 TFP Calculators do not accept any responsibility for any loss which may arise from accessing or relying on the information on this website. To the fullest extent permitted by English law, we exclude all liability for loss or damages direct or indirect arising from the use of this website.
3.1 Access to the TFP Calculators website is permitted on a temporary basis, and TFP Calculators reserve the right to withdraw or amend the service provided on the website without notice (see below). TFP Calculators will not be liable if for any reason the website is unavailable at any time or for any period.
3.2 It is not necessary to register with TFP Calculators in order to use some parts of the website. However, certain areas of the TFP Calculators website will only be accessible if you have registered.
3.3 TFP Calculators reserves the right to restrict access to other areas of the website, or indeed the whole website, at the discretion of TFP Calculators.
4.1 Registration is required to enable access to restricted areas of the TFP Calculators website. Each registration is for a single user only. Approval of a single-user registration is at the complete discretion of TFP Calculators.
4.2 During the registration process, the registered single-user will provide to TFP Calculators their individual work email address (e.g. “office@” is not acceptable).
4.3 If TFP Calculators provides you with a username and password (which you can change at any stage) to enable you to access restricted areas of the website or other content or services, you must ensure that the password is kept confidential.
4.4 You must notify TFP Calculators in writing immediately if you become aware of any unauthorised use of your account or password.
4.5 You are responsible for any activity on the website arising out of any failure to keep your password confidential and may be held liable for any losses arising out of such a failure.
4.6 You must not share your username and password or allow any other person to use your username and password or use any other person’s username and password to access the TFP Calculators website. The single-user registration is non-transferrable. Any other person who wants to access restricted areas of the TFP Calculators website must register separately.
4.7 TFP Calculators may disable your username and password at any time at the sole discretion of TFP Calculators with or without notice or explanation. A refund of the subscription fee will not be provided.
5.1 The first registered single-user of a firm will have free access to the restricted areas of the TFP Calculators website for 30 days from the date of registration. After that period, access to the restricted areas of the TFP Calculators website will be disabled. Free access to the restricted areas of the TFP Calculators website will not be available to any other person of that firm for a further 24 months.
5.2 Following the 30-day free access, access to the restricted areas of the TFP calculators will only be available on receipt of payment by TFP Calculators of the subscription fee.
5.3 Any other person who wants to access restricted areas of the TFP Calculators website must register separately and pay an additional-user subscription fee. If access is required during the year, a proportionate fee will be payable.
5.4 TFP Calculators may at any time, in the sole discretion of TFP Calculators, introduce or add new fees and charges, or change fees and charges. TFP Calculators will notify registered users by email at least 30 days in advance of any such change. If you do not agree to the change, your registration will be cancelled and your username and password disabled at the end of the 30-day notice period.
6.1 TFP Calculators is the owner or the licensee of all intellectual property rights in the TFP Calculators website, and in the material published on it.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved.
6.2 You may print off one copy, and may download extracts, of any page(s) from the website for your personal reference and you may draw the attention of others within your organisation to material posted on the website.
6.3 You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or graphics separately from any accompanying text.
6.4 TFP Calculators status as the authors of material on the website must always be acknowledged.
6.5 You must not use any part of the materials on the website for commercial purposes without obtaining agreement to do so from TFP Calculators.
6.6 If you print off, copy or download any part of our website in breach of these terms of use, your right to use the website will cease immediately and you must, at the option of TFP Calculators, return or destroy any copies of the materials you have made.
7.1 TFP Calculators aim to update the website regularly and may change the content at any time. If the need arises, TFP Calculators may suspend access to the website, or close it indefinitely. Any of the material on the website may become out of date at any given time, and TFP Calculators is under no obligation to update such material.
8.1 Your use of any information from the calculators or material on the TFP Calculators website is entirely at your own risk for which TFP Calculators shall not be liable. The information from the calculators and the material displayed on the TFP Calculators website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, TFP Calculators hereby expressly exclude:
All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our website or in connection with the use, inability to use, or results of the use of our website, any websites linked to it and any materials posted on it, including, without limitation any liability for:
loss of income or revenue;
loss of business;
loss of profits or contracts;
loss of anticipated savings;
loss of data;
loss of goodwill;
wasted management or office time; and
for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
8.2 This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
9.1 You must not misuse the TFP Calculators website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the TFP Calculators website, the server on which the TFP Calculators website is stored or any server, computer or database connected to the TFP Calculators website. You must not attack the TFP Calculators website via a denial-of-service attack or a distributed denial-of-service attack.
9.2 By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. TFP Calculators will report any such breach to the relevant law enforcement authorities and TFP Calculators will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the TFP Calculators website will cease immediately.
9.3 TFP Calculators will not be liable for any loss or damage caused by a distributed

Once your registration is approved, an automatically generated email will be issued confirming you can now log in with your username and password to access the restricted area of the website. If the email is not in your 'Inbox', please check your 'Junk' folder. If you have any queries about logging in, please do not hesitate to contact us.

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