Flexible Pension Withdrawals

The Flexible Pension Withdrawals calculator provides an indication as to how long the fund and income will last depending upon;

  • the level of income required, and
  • whether the fund is used to provide Uncrystallised Fund Pension Lump Sums (UFPLS) and/or Flexi-Access Drawdown (FAD).


The Pension Wise website outlines 6 steps that can help a client understand how to turn their pension pot into income for their retirement.

Step 3 is to plan how long their money will last.

This Flexible Pension Withdrawals calculator should therefore be able to assist in demonstrating the fund’s longevity.


For FAD you are able to select the age when income is to start – which may be later than when the FAD commenced. Also, you can change the level of income at a couple of different ages.

You can also include State pension and Defined Benefit pension to be shown.


Bar Charts of the level of income payable and the fund available is shown on the inputs page.

The figures are shown on a separate tab.