Annuity Comparison

The Annuity Comparison calculator will compare the different levels of annuity income payable each year depending on whether the income chosen is:

  • – level, or
  • – 3% increase, or
  • – if single or joint life.

It is possible to have a spouses/ dependents pension of 50%, 66.67% or 100% of a member’s pension.

The member’s income could also be guaranteed for 0, 5 or 10 years.


The calculator shows the cumulative amount paid over a selected period of time.

Also on the input page, income amounts are shown in graph format and the ‘cross over’ point is also mentioned.

There is also a separate tab that shows the figures each year and the cumulative amount.

Annuity amounts to be input can be obtained from the money advice service website.