The Mortgage calculator will show the different mortgage options of;

Interest Only

The amount of interest that would be paid each month, together with the regular monthly saving, depending upon the assumed net growth rate, to repay the mortgage at the end of the term

Repayment mortgage

Using the same rate of interest, the amount that needs to be paid to repay mortgage at the end of the term

You can also input additional ‘overpayment’ amounts that would enable the mortgage to be repaid earlier. The mortgage calculator will show the period which mortgage is paid off early and the amount of interest saved.


This will compare payments of a repayment mortgage and an offset mortgage.