Relevant Life Policy


A Relevant Life Policy is a tax-efficient way of providing death-in-service benefits on an individual basis. Relevant Life Policies are only available to Employers and is an excellent way of providing life assurance cover for Employees and directors payable to their family and dependants on death or terminal illness. The premiums paid to a qualifying Relevant […]

Equalise Premiums

The Equalise Premiums calculator provides an indication of the ‘equalised’ premiums for a business trust that is used for ‘owner protection’ to ensure the arrangement is commercial in that each individual bears a fair cost in relation to the benefit they are likely to receive. Business owners set up ‘owner’ protection policies so that remaining owners have […]

Buy To Lets

The Buy To Lets calculator provides an indication of the changes applying to individual landlords regarding deducting their costs (including mortgage interest) from their profits before they pay tax which is being phased in from April 2017 over 4 years so that in 2020/21 all costs will be restricted to basic rate reduction. Previously, individual landlords can […]


The Mortgage calculator will show the different mortgage options of; Interest Only The amount of interest that would be paid each month, together with the regular monthly saving, depending upon the assumed net growth rate, to repay the mortgage at the end of the term Repayment mortgage Using the same rate of interest, the amount that […]

Compound Calculator


Depending upon the objective selected, the compound calculator offers 3 choices of calculations, ; 1.  To show the fund at the end of the term, depending on the initial amount together with any regular annual payments at a particular interest rate. 2. To show the annual repayment amount required for a loan over a term at a […]

Life Expectancy

Please note the Life Expectancy calculator has been renamed the Income Sustainability Calculator in the Post Retirement section.